FAQs - Going to a doctor/hospital abroad

NO. There isn't a list. The EHIC covers any necessary medical care or treatment that cannot be postponed until you have returned from your visit to another EU country.

NO. You do not have to have travel insurance to travel in the EU. However, your EHIC will not cover all travel related risks, such as:

• mountain rescue in ski resorts
• lost or stolen property
• repatriation.

If you want cover for risks like these, it may be advisable to take out travel insurance in addition to the EHIC.

YES. The EHIC covers all medical checks and care related to your pregnancy, including unplanned child birth (e.g. if you unexpectedly go into labour while on a trip abroad).

YES. If you have a chronic medical condition (e.g. diabetes, asthma, cancer or a need for dialysis), you are entitled to any treatment considered necessary in view of your illness and the length of your stay. Please bear in mind that for any treatment for which specialised equipment or staff is needed (e.g. dialysis, oxygen therapy, chemotherapy), you should get a prior agreement from the healthcare provider before you travel abroad.

The European Health Insurance Card (EHIC) does not cover your medical costs if the purpose of your trip is to get treatment.

MAYBE. If public patients are charged for medical care in the country where you're staying, you might also be asked to pay under the same conditions. If you have to pay for your treatment, you can either ask for reimbursement from the national institution whilst still in the country and get reimbursement directly there, or ask for reimbursement from your health insurer when you get home.

However, if medical care is free for locals, you shouldn't have to pay either.

NO. The hospital should treat you on the same terms and at the same cost as nationals of the country you're visiting. The bill should be settled by the country where you're insured. If you received a bill after your return which you paid, apply to your national health insurer for reimbursement.