Car insurance validity in the EU – Lithuania
Third party motor insurance
When you move temporarily to Lithuania from another EU country (as a student, pensioner, second home owner, cross-border commuter), your existing insurance policy from another EU country is still valid for the period it was signed for.
You can use your existing policy, even after moving to Lithuania (once officially registered as a resident) from another EU country, until the vehicle is officially re-registered in Lithuania.
The risk-assessment scheme typically used by vehicle insurers in Lithuania is called bonus/malus system and is based on the following criteria: Bonus-Malus class, the purpose for which the vehicle is used and the operating conditions, type of vehicle, technical parameters of vehicle, region of registration of the vehicle, period of validity of the policy, other information available to the insurers.
If you are an EU national, insurers in Lithuania are not required by law to recognise your no-claims history in another EU country and factor this into your premium.
If you don't agree with an insurance payout or any other decision taken by your insurer, you can contact:
Gedimino ave. 6, LT-01103 Vilnius
Totorių str. 4, LT 01121 Vilnius (for correspondence)
Toll-free information line: +370 800 50 500
Phone: +370 5 268 0029, fax: +370 5 268 0038