Car insurance validity in the EU – Germany
Motor vehicle third-party liability insurance
There is no provision in German insurance law or, more specifically, in liability insurance law that terminates or limits the insurance contract of a citizen of another EU country who moves to Germany.
The impact of an insured person's claims history is not regulated by law in Germany.
Settlement of disputes
If you disagree with the amount paid out or with any other decision made by the insurance company, you may contact the German insurance ombudsman: Versicherungsombudsmann e.V., Postfach 080632, 10006 Berlin. However, if the insurance company is not a member of the Verein Versicherungsombudsmann (insurance ombudsman association), the ombudsman cannot intervene.