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Last checked : 01/03/2017

Car insurance validity in the EU – France

Third party car insurance

When you move temporarily to France from another EU country (as a student, pensioner, second home owner, cross-border commuter), your existing insurance policy from another EU country is still valid for the period it was signed for.

Once you have moved to France (and are officially registered there as a resident), you can use your insurance policy taken out in another EU country for 8 months.

Statement of claims, claims record

Car insurance: no-claims bonusfr

If you are an EU national, insurers in France are not required by law to recognise your no-claims history in another EU country and factor this into your premium.

Certain documents issued in another EU country relating to your claims history may be accepted by French insurance companies, but the situation varies from one company to another.

Settlement of disputes

If you do not agree with the compensation paid or any other decision taken by your insurer, you may contact:

Car (motor vehicle) insurance: appeals and disputesfr

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