FAQs - Pricing and payments
I ordered a plane ticket to Rome yesterday. My ticket cost more than my girlfriend's, as I was obliged to take out insurance, whereas she was not. How did this difference come about?
The online form you completed probably included a pre-ticked box covering insurance,
which you didn't un-tick. However, it is now illegal throughout the EU for airlines
to use such pre-ticked boxes. If you discover unclear online pricing when booking
a flight, you can report it to the national authorities in your EU country of residence.
I wanted to buy flower bulbs online from a company in the Netherlands, for my garden in Belgium. The trader wanted to charge me extra for paying by credit card. Is he within his rights to do that?
NO. When you pay for something in the EU using your credit or debit card, traders usually
cannot charge you an extra fee - also known as "surcharging" - just for using a particular
card. This rule applies to card purchases in shops and online, made within your home
country or in another EU country.
However, credit and debit cards issued by three party schemes (such as American Express and Diners Club) and business or corporate credit cards, where your employer is billed instead of you, are not covered by EU rules on payment services, and you can still be charged extra for using these cards.
However, credit and debit cards issued by three party schemes (such as American Express and Diners Club) and business or corporate credit cards, where your employer is billed instead of you, are not covered by EU rules on payment services, and you can still be charged extra for using these cards.
I live in Denmark and would like to buy a car in Germany, where prices are lower. The dealer I've spoken to says he can't sell me a car because I don't live in Germany. Is that allowed?
NO. What the dealer has told you breaches EU rules, under which consumers should be
able to take advantage of price differences within the EU. It is illegal for car manufacturers
to have selective and exclusive dealerships to prevent dealers from selling cars to
non-residents, so as to keep markets separate.
If you can obtain written evidence that the dealer is refusing to sell to you because you are not resident in Germany, contact the European Consumer Centre in Germany or Denmark.
If you can obtain written evidence that the dealer is refusing to sell to you because you are not resident in Germany, contact the European Consumer Centre in Germany or Denmark.
I want to buy shoes online from a company in Spain, using my Italian credit card. The website won't accept my card as it's not a Spanish credit card. Is the trader allowed to do that?
NO. Under EU rules, traders are not allowed to discriminate based on nationality or
country of residence. This means that if a trader accepts a particular brand of credit
card, for example Visa, from Spain they have to accept the same brand of credit card
from all EU countries.
Traders are allowed to choose which payment brands they accept – so, for example they can choose to accept Visa but not American Express. However, they are not allowed to refuse a payment card simply because it is from another EU country.
Traders are allowed to choose which payment brands they accept – so, for example they can choose to accept Visa but not American Express. However, they are not allowed to refuse a payment card simply because it is from another EU country.
I live in Ireland and I want to buy tickets for a theme park online. The website automatically sends me to the Irish version of the website. A friend in Italy sees much cheaper tickets for the same theme park via the Italian version of the website. Why can't I see these prices?
EU websites are not allowed to automatically redirect you to a specific country version
of their website without your consent. You should be able to choose which version
you visit by selecting a country/territory or by directly typing in the correct URL.
If you are unable to switch to a different version of the theme park's website, you
can report the problem to your European Consumer Centres Network (ECC-Net) .
Last checked: 19/04/2024