FAQs - Going to a doctor/hospital abroad
Can I obtain a full list of the types of medical care and treatment covered by the European Health Insurance Card (EHIC)?
NO. There isn't a list. The EHIC covers any necessary medical care or treatment that
cannot be postponed until you have returned from your visit to another EU country.
Do I have to have travel insurance as well as the EHIC?
NO. You do not have to have travel insurance to travel in the EU. However, your EHIC
will not cover all travel related risks, such as:
- mountain rescue in ski resorts
- lost or stolen property
- repatriation.
I'm pregnant. Can I use the EHIC for my routine prenatal care checks in another EU country? Does it also cover me if I decide to give birth abroad?
YES . The EHIC covers all medical checks and care related to your pregnancy, including unplanned child birth (e.g. if you unexpectedly go into labour while on
a trip abroad).
I have a chronic illness for which I need to see a doctor regularly. Can I use the European Health Insurance Card (EHIC) for this type of medical care while I'm abroad for a limited period?
Can I be asked to pay for unplanned medical treatment abroad, even after providing my European Health Insurance Card (EHIC)?
MAYBE. If public patients are charged for medical care in the country where you're staying,
you might also be asked to pay under the same conditions. If you have to pay for your
treatment, you can either ask for reimbursement from the national institution whilst
still in the country and get reimbursement directly there, or ask for reimbursement
from your health insurer when you get home.
However, if medical care is free for locals, you shouldn't have to pay either.
However, if medical care is free for locals, you shouldn't have to pay either.
While I was visiting another EU country, I fell ill and was hospitalised for emergency treatment. I showed my European Health Insurance Card (EHIC). A month later a bill arrived at my home. People living in the country I visited don't have to pay for treatment - so do I really have to?
NO. The hospital should treat you on the same terms and at the same cost as nationals
of the country you're visiting. The bill should be settled by the country where you're
insured. If you received a bill after your return which you paid, apply to your national
health insurer for reimbursement.
Last checked: 05/12/2023