Car insurance cover abroad – Czechia
Affected by Brexit?
According to law (Act No 168/1999 Coll., Motor Third Party Liability Insurance Act) you are obliged to inform the insurer in writing without undue delay that an accident has occurred, provide a description of the facts and relevant information, and proceed according to the instructions given by the insurer during the investigation of the accident. The law lists the documents that must be submitted to the insurer. Concerning an accident that does not have to be reported to the Police the insured must submit an accident report to the insurer.
An insurance claim can be filed with the insurer directly by the injured party. Concerning an accident that does not have to be reported to the Police the injured party must submit to the insurer an accident report. The insurer has 3 months to finalize the investigation and thereafter has 15 days to provide the injured party with compensation.
There is no official accident declaration form. Each insurance company has own forms.
The minimum insurance coverage in the Czech Republic is:
- for personal injury: per victim: Kč 35 000 000
- for damage to property, per claim: Kč 35 000 000