Car insurance validity when travelling abroad – Estonia
Comprehensive cover when travelling abroad
Your comprehensive car insurance policy, known as "superkasko" in Estonia (covering theft, vandalism, legal costs, etc.) is valid for the period for which it was signed when travelling in another EU country.
Insurance cover for additional drivers when travelling abroad
For somebody other than the owner to drive the vehicle, you must first apply to the insurer for exceptional authorisation. One must comply with the conditions of his/her insurance contract when allowing others to drive the insured vehicle. Conditions may vary from one insurer company to another.
This does apply to family members living in the same household.
Trailers must be insured
The standard insurance policy in Estonia for vehicles does not cover a trailer.
As a national of another EU country travelling with a trailer in Estonia, you must take out a separate policy for the trailer.