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Updated : 04/02/2016

Car insurance cover abroad – Poland

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Common rights across EU countries


* Information not yet provided by national authorities

If you have been involved in an accident, the law requires the police to be called to the scene of the incident if:

  • the accident has resulted in loss of human life,
  • the accident occurred in circumstances from which it may be inferred that a crime has been committed.

The procedure for claiming compensation from the insurance company of the other driver involves: immediately declaring the damage to the other party's insurer and providing the insurer with the information and documents necessary to support the claims.

You do not have to use the official accident statement form.

If you do not have an accident statement form, you need to note down the following facts while you are still at the scene of the incident:

  • the date and place of the incident,
  • the details of the vehicle of the person responsible for the accident (make, registration number),
  • the details of the person responsible for the accident (name, surname, personal identity number (PESEL), ID card or passport number),
  • the details of the person responsible for the accident's third-party insurance (name of the insurer and policy number),
  • how the incident occurred and the resulting damage,
  • the signatures of those involved.

In Poland the minimum insurance cover is:

  • personal injury: EUR 5 000 000 per incident, irrespective of the number of victims,
  • damage to property: EUR 1 000 000 per incident, irrespective of the number of victims.
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