Services that can operate freely in Bulgaria under EU rules include:
- financial services - banking, insurance, securities;
- data protection services;
- information services.
The current regulations can be found in:
Points of Single Contact in Bulgaria
The Services Directive is a European law that facilitates companies that would like to provide services in the European Union — whether in their own country or abroad. The directive set the rules that apply to entrepreneurs who would like to start businesses or provide temporary services within the EU/EEA (the 27 EU Member States plus Iceland, Lichtenstein and Norway). It requires Member States to eliminate needless bureaucracy, to simplify formalities for companies and to make public administrations more efficient.
In implementing the Directive, each Member State had to set up 'Points of Single Contact' (PSCs), online e-government portals that allow companies to carry out their administrative procedures online. PSCs provide comprehensive information on all administrative issues dealing with setting up or expanding service companies in any EU country.
Thanks to the PSCs, you no longer have to go to the individual offices of different authorities one by one!! PSCs allow you to find out all the information you need and to send your online applications to the responsible authority through one single access point, the PSC. You can complete administrative formalities online through the PSCs. Simply contact the PSC in the country you would like to start a business.
All PSCs are part of the European networkEUGO; you can easily get in contact with all PSCs in Europe via the main website Of course, PSCs are only just one of the options available to you. You can always contact the relevant authorities directly.
Financial services in Bulgaria are regulated by the Credit Institutions Act (ZKI). This act sets the procedures for issuing permits for banking services.
The free movement of services is also facilitated by the Electronic Documents and Electronic Signatures Act (ZEDEP).
The relevant supervisory bodies are the following:
The rights of goods and services consumers in Bulgaria are laid down in the Consumer Protection Act (ZZP).