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Financial services: banking

Internal market

Banking services are essential to the smooth functioning of economic activity – be it to do with payments, loans or investments.
European policy objectives in this area are twofold. The first is to complete the creation of an integrated market for banks and financial conglomerates, on the basis in particular of mutual recognition and the “European passport”. The second is to ensure that the market operates properly so that European citizens have all the security guarantees they need when using banking services.
These issues are especially important in view both of increasing cross border activity and the massive growth in services based on new technologies.

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